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Mortgage Glossary

 
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Qualifying Guidelines

Criteria used to determine eligibility for a loan.


Qualifying Ratios

Calculations that are used in determining the loan amount that a borrower qualifies for, typically a comparison of the borrower's total monthly income to monthly debt payments and other recurring monthly obligations.


Quality Control

A system of safeguards to ensure that loans are originated, underwritten and serviced according to the lender's standards and, if applicable, the standards of the investor, governmental agency, or mortgage insurer.

 
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