Pay Down Mortgage or Invest Mortgage Calculator

Pay Down Mortgage or Invest Calculator

This calculator allows you to compares between prepaying your mortgage each month, or investing it. This tries to take into account your tax situation and assumes you always itemize even late into your mortgage when your interest will be lower.

Change these fields as desired:

How much more you have to spend each month
Current monthly payment (principal & interest only)
Current Annual Loan Interest Rate	(Latest Mortgage Rates)
Current Loan Balance
Loan Interest Deductibility
Expected Long Term Investment Return (%)
Expected Long Term Tax Rate (%) (Federal+State)
Investment Type

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MortgageSum.com is not responsible for the accuracy of the rate, APR, mortgage calculations, and loan information.