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California FHA Loan Limits

HUD has released the new FHA loan limits for the state of California.

FHA, Fannie Mae and Freddie Mac increased the loan limits for 14 counties in California to the $729,750 cap. See the table below for the loan limit changes.

New California loan limits

County

Median
price

FHA
limit

Conforming loan limit

Alameda County

$995,000

$729,750

$729,750

Alpine County

$438,000

$547,500

$547,500

Amador County

$355,000

$443,750

$443,750

Butte County

$320,000

$400,000

$417,000

Calaveras County

$370,000

$462,500

$462,500

Colusa County

$318,000

$397,500

$417,000

Contra Costa County

$995,000

$729,750

$729,750

Del Norte County

$249,000

$311,250

$417,000

El Dorado County

$464,000

$580,000

$580,000

Fresno County

$305,000

$381,250

$417,000

Glenn County

$230,000

$287,500

$417,000

Humboldt County

$315,000

$393,750

$417,000

Imperial County

$260,000

$325,000

$417,000

Inyo County

$350,000

$437,500

$437,500

Kern County

$295,000

$368,750

$417,000

Kings County

$260,000

$325,000

$417,000

Lake County

$321,000

$401,250

$417,000

Lassen County

$200,000

$271,050

$417,000

Los Angeles County

$710,000

$729,750

$729,750

Madera County

$340,000

$425,000

$425,000

Marin County

$995,000

$729,750

$729,750

Mariposa County

$330,000

$412,500

$417,000

Mendocino County

$410,000

$512,500

$512,500

Merced County

$378,000

$472,500

$472,500

Modoc County

$125,000

$271,050

$417,000

Mono County

$370,000

$462,500

$462,500

Monterey County

$599,000

$729,750

$729,750

Napa County

$615,000

$729,750

$729,750

Nevada County

$450,000

$562,500

$562,500

Orange County

$710,000

$729,750

$729,750

Placer County

$464,000

$580,000

$580,000

Plumas County

$328,000

$410,000

$417,000

Riverside County

$400,000

$500,000

$500,000

Sacramento County

$464,000

$580,000

$580,000

San Benito County

$790,000

$729,750

$729,750

San Bernardino County

$400,000

$500,000

$500,000

San Diego County

$558,000

$697,500

$697,500

San Francisco County

$995,000

$729,750

$729,750

San Joaquin County

$391,000

$488,750

$488,750

San Luis Obispo County

$550,000

$687,500

$687,500

San Mateo County

$995,000

$729,750

$729,750

Santa Barbara County

$615,000

$729,750

$729,750

Santa Clara County

$790,000

$729,750

$729,750

Santa Cruz County

$719,000

$729,750

$729,750

Shasta County

$339,000

$423,750

$423,750

Sierra County

$228,000

$285,000

$417,000

Siskiyou County

$235,000

$293,750

$417,000

Solano County

$446,000

$557,500

$557,500

Sonoma County

$530,000

$662,500

$662,500

Stanislaus County

$339,000

$423,750

$423,750

Sutter County

$340,000

$425,000

$425,000

Tehama County

$250,000

$312,500

$417,000

Trinity County

$200,000

$271,050

$417,000

Tulare County

$260,000

$325,000

$417,000

Tuolumne County

$350,000

$437,500

$437,500

Ventura County

$599,000

$729,750

$729,750

Yolo County

$464,000

$580,000

$580,000

Yuba County

$340,000

$425,000

$425,000

Source: Department of Housing and Urban Development

 
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